Thinking about buying? Team vanRahan is there for you every step of the way
Thinking about buying a home in the Peterborough area? We can enhance your search process by helping you uncover what matters most to you. Whether it is school zones, your specific lifestyle, or investment value. Start by using our property search tool below to get started finding the home that checks all of the boxes right away. With extensive knowledge of the market in Peterborough, Havelock, and surrounding areas, we'll help you get the best possible deal when buying your home.
Ben vanVeen: My First Home-Buying Journey
Even though I’m a seasoned REALTOR®, there was a time I wasn’t and I knew nothing about the home-buying process. It was as mysterious and daunting for me as it is for today’s first-time buyer, and I haven’t forgotten that.
This means that Team vanRahan takes great care in educating first-time buyers. We can provide a free First Time Buyer Workbook and can sit down with you in our one-on-one First Time Buyer Seminar.
*Not intended to solicit buyers already under contract
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HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms avaialbe can be short or long term and the interest rates will be fixed for whatever term one chooses.
Team vanRahan Century 21 United Realty Inc. Brokerage
387 George Street South PO Box 178, Peterborough, ON K9J6Y8
OFFICE: (705) 743-4444
BEN: (705) 761-7127
ben@teamvanrahan.com
CATHERINE: (705) 933-6218
catherine@teamvanrahan.com
Independently Owned and Operated. ®/™ trademarks owned by Century 21 Real Estate LLC used under license or authorized sub-license. © 2020 Century 21 Canada Limited Partnership © 2020 Century 21 Canada Limited Partnership
The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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